Think you're ready to buy a home, but still have doubts? - This is completely natural, so don't worry. Choosing a new home is really not an easy story, because at this time you have to take into account a lot of details: are you going to buy with or without a mortgage? Do you want to buy an apartment in a newly built complex or in an old one? Before making a decision, it is very important to understand exactly how risky a decision you are making.

So, let's start with:

• Calculate how much money you need

The first thing you need to make sure is how financially ready you are to buy a home. Buying an apartment, furnishing it and maintaining it requires financial stability from you. If you are going to get a mortgage loan, then you should have a stable income, a good credit history. It would be good if you start saving and try your best to pay off the existing loans before buying a house.

The price of the apartment is mainly determined by its location, therefore the selection of the area is one of the important factors. It's a decision that you can't change after buying, but before choosing an area, you should determine your priorities, because if you need a large space and you don't have the necessary money, then you will have to compromise and choose an affordable place at the expense of the location (for example: a bigger apartment in Dighomi for the same price You can buy it on Nutsubidze).

After determining the priorities, when selecting the location, you should consider: is there public transport close to the house, is there a school, garden or sports fields, parks and other facilities that are important to you. It is also good if you visit the chosen area on foot and make a final decision that way.

• Consider the time factor

If you are not in a hurry to buy an apartment, then it is better if you choose a building under construction. In addition to the price, such housing has other advantages: new communications, modern layout tailored to your taste and needs, and most importantly, a clean legal history.

In addition, most of the apartments in new buildings have a white frame, so when buying an apartment, you should also consider the cost of repairs.

• And finally - no fuss and hasty decisions

Remember the main thing: you are buying an apartment in which you will live for many more years. Therefore, you should not make hasty decisions in this matter.

Weigh all the pros and cons, consider as many offers as possible and make sure that the chosen apartment meets most, if not all, of your requirements.

When you buy your first home, it is necessary to think about what you are going to do in the following years: will your lifestyle change radically? Determine as much as possible whether you intend to start a family or not? Long trip? Moving to another city for work?

If you think that your life will be quite stable in the near future, then you are ready to buy an apartment.