After independence, the construction sector was frozen during the economic collapse of the 1990s. Positive changes in this direction began in the 2000s, when the country's situation became relatively stable. New residential buildings with modern architectural style appeared in the center of Tbilisi. The tried-and-tested panel in the past, monolithic construction, replaced the standard monotony with original diversity. Cold Soviet urban aesthetics was gradually progressing.

The 2008-2009 recession hit the field hard. Many companies even went bankrupt. However, once the hurdles were overcome, building permits continued to rise year after year, along with real estate prices. It is also significant that if initially the upper social class was interested in buying an apartment, over time the middle class also had the ambition to do so. The reason for this, along with many factors, was primarily the increase in financial stability of people and the offering by companies of conditions aimed at the new, middle-income segment.

Despite the fact that Georgia has one of the highest home ownership rates in the world (91% nationally, 86% in Tbilisi, which is much higher than the EU average of 70%), the demand for apartments is still quite high. In the welfare state model, the importance of housing is one of the four fundamental welfare principles (social protection, health care, housing and education). An apartment is a guarantee of well-being and stability for the average statistical Georgian (and not only Georgians). It really is. A large number of people buy an apartment not only because they do not have a place to live, but because they want to invest in real estate.

Today in Georgia, the majority of people prefer to pay off the amount for buying an apartment over time. Therefore, most people who want to buy an apartment are faced with a choice between making a mortgage loan with the bank and internal installments with the company. Internal installment is a means of payment that you sign with the company for a short period (usually 6 months to 3 years) before the construction is completed. Developers require a down payment of 20% of the cost of the apartment. This is an opportunity to pay the amount in installments and become the owner during the payment process.

In recent years, almost all companies have offered domestic installments, although the conditions are different. Simply put, internal interest-free installments give you significant advantages:

• In this way, it is more affordable to become a landlord and avoid banking bureaucracy or a bad credit history;
• Development companies offer more flexible terms than banks, which allows you to see more profit;
• It is common for the company to adjust the internal installment terms to the buyer. You can pay a relatively small amount monthly or more quarterly.
• In the long run, you can win in percentage compared to a mortgage loan;
• During internal installments, the direct relationship between the customer and the representative of the company is established and there is more possibility of maneuvering;
• Violations of the domestic installment agreement carry lighter consequences than with a mortgage loan. If your financial situation is less stable, a mortgage loan is less desirable.

Ultimately, internal installments are the best solution if you want to become a homeowner quickly and easily. "Alpha Home" domestic installment approval only requires ID, you can avoid excessive banking bureaucracy and bad credit history. This means of payment is a finding for those who do not have a formal income and have the opportunity to become the owner of the desired apartment in a relatively short period of time, unlike a mortgage loan.